Your home and business, on autopilot.
Set up a Space for your home, shop or office, and Cadis pays the electricity, data, TV, salaries and bills on time, so nothing goes off and nobody waits.
Coming soon to iPhone and Android
- Electricity
- Airtime
- Data
- Cable TV
- Salaries
- Estate levies
- Rent
- Supplier payments
- Allowances
Why Cadis
The money that keeps your spaces running shouldn't need you awake at 2 AM.
The light goes off at night
The meter runs out while everyone sleeps. Cadis buys the token ahead of time and keeps it in the app, even when the network is down.
Someone forgets the bill
Data, TV, levies and rent each have their own date. Set them once and Cadis pays every one on the day, with a receipt.
Payday becomes a spreadsheet
Paying a team one transfer at a time takes hours. Cadis pays everyone on schedule, and big payments wait for your approval.
How it works
Four steps, then it runs on its own.
01
Create a Space
A Space is one place you pay for: your flat, your shop, a branch, your parents' house. Each Space keeps its own balance and automations, so money for one never mixes with another.
Home
Lekki Flat₦86,400.00Business
Ikeja Shop₦412,000.00Family
Mum's House₦35,000.00New Space02
Fund it
Send money to your Cadis account from any Nigerian bank, then move it into the Space that needs it. For a business, each branch can have its own account number, so money lands where it belongs.
Fund Ikeja ShopTransfer to0128 492 019Cadis / Ikeja Shop · [partner bank]₦250,000 received · 2 minutes ago03
Set it once
Choose what to pay and when: a power token every 10 days, data on the 1st, salaries on the 28th. Add a note or a receipt so everyone knows what it's for.
Electricity · PrepaidEvery 10 daysOffice data · 100 GB1st monthlySalaries · 12 people28th monthly04
Cadis takes it from there
Payments go out on time. You get a notification and a receipt for each one, and a heads-up before a Space runs low, so you top up once instead of ten times.
Salaries paid to 12 people9:00 AMReceipt saved for each payment9:01 AMIkeja Shop is running low. Top up ₦60,000 before the 1st.
Use cases
One app for every place you look after.
Your home keeps running, even when you forget.
Keep the power, internet and TV running at home without thinking about it.
- Power tokens bought before the meter runs out, kept in the app even offline
- Data and TV renewed before they lapse
- Estate dues, levies and rent paid on their dates
Lekki Flat · Space
- Electricity · PrepaidEvery 10 days
- Home data · 40 GB1st monthly
- Estate levy1st monthly
For business
Your team pays. You stay in control.
Invite your team, give each person a role, and decide which payments need your approval. Every naira is tied to a Space, a person and a receipt.
Approvals
Nothing big leaves without a second look.
Payments above the limit you set wait for an approver, then go out on their own.
Team and roles
Everyone sees only what their role allows.
Owner, Admin and Operations roles, Space by Space. Invite people by email; they join after confirming it's them.
- Tunde BelloOwner
- Chioma NwosuAdmin · all Spaces
- Ada OkaforOperations · Ikeja Shop
- Invite someone
Branches
One business. A Space for every branch.
Your business has its own account number, and each branch can have one too, so customers and partners pay straight into the right place. Move money between them in seconds.
- Ikeja branch01•• ••• 901
- Yaba branch01•• ••• 377
- Lab suppliesBudget Space
Your numbers, on a big screen.
Tap "View on a big screen" in the app, open the link on your laptop, enter the code sent to your phone.
- Paid on time48
- Waiting for approval2
- Need a top-up1
Security
Built so only you can move your money.
Accounts and payments run through licensed Nigerian payment partners. Cadis adds the guard rails on top.
One phone at a time
A new phone needs a code sent to your number, and the old one is signed out at once.
PIN and biometrics
Every payment you make by hand needs your transaction PIN or your face or fingerprint.
Lock it in one tap
See something odd? Lock your account and every phone is signed out until you reset your password.
Alerts for everything
Sign-ins, new phones, password and PIN changes and every payment show up right away.
Questions
What is a Space?
A Space is one place you pay for: a home, a shop, a branch or a family member. Each Space keeps its own balance and automations, so money for one never mixes with another. You fund Spaces from your Cadis account; for a business, a branch can also have its own account number.
Is my money safe?
Accounts and payments are provided by licensed Nigerian payment partners. On top of that, your account works on one phone at a time, payments need your PIN or biometrics, and you can lock your account in one tap.
What can Cadis pay automatically?
Prepaid electricity, airtime, data, cable TV, and transfers to any Nigerian bank account: salaries, rent, levies, suppliers and allowances, on the schedule you choose.
How much does Cadis cost?
There are personal and business plans. [Pricing details and link.]
Can my team use Cadis?
Yes. Invite people to your business, give each a role, and choose which payments need approval. You can also open a read-only dashboard on a laptop with a link from the app and a code sent to your phone.
Put your first Space on autopilot.
Download Cadis, verify your number, and set up your first automation in a few minutes.